# Equinox Home Financing, Inc\.: Relax\. We Make Lending Easy\.

> Equinox Home Financing is America's Non\-QM loan leader\. Offering a variety of creative mortgage solutions for today's savvy borrower\.

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## Pages
- [Homepage](https://equinoxfinance.com/): Equinox Home Financing is the leader in providing homeowners and homebuyers with alternative mortgage loan programs\. Consumers who are self\-employed, who may have unfiled income, too many deductions to show a profit on tax returns, or have unconventional income all come to Equinox Home Financing for the most creative and untraditional home financing\.
- [What is the Loan\-to\-Value Ratio?](https://equinoxfinance.com/what-is-the-loan-to-value-ratio/)
- [Everything You Need to Know About Your Down Payment](https://equinoxfinance.com/everything-you-need-to-know-about-your-down-payment/)
- [What Is PMI and How to Avoid It](https://equinoxfinance.com/what-is-private-mortgage-insurance-pmi/)
- [Rate vs\. APR: What’s the Difference?](https://equinoxfinance.com/rate-vs-apr-whats-the-difference/)

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