Loan Programs
Learn about our loan programs and find one that fits your needs.
Home Purchase
Ready to buy a home? If you’re ready to talk about the next step, you’re in the right place!
Home Refinance
Need to consolidate debt, get cash-out, or make some home improvements? We can help!
Home Equity
Have a low rate already but need to tap in to your homes equity? We can do that without touching your existing loan.
Home Purchase
Ready to buy a home? If you’re ready to talk about the next step, you’re in the right place!
Home Refinance
Need to consolidate debt, get cash-out, or make some home improvements? We can help!
Home Equity
Have a low rate but need to tap into your equity? We can help without touching your low rate.
We offer both Traditional and Non-QM Loans
No matter what your situation is, Equinox Home Financing has a loan product to help you get financing. Take a look at our menu of loan products below. Learn about our loans and contact us so we can help you qualify.
If you’re self employed, click here to learn more about the best loan programs available to you.
DSCR Rental Property Loans
Loans for real estate investors looking to buy a long-term or short-term rental….
Bank Statement Loans
Loans for business owners who don’t have tax returns or paystubs to qualify for a mortgage…
Conventional Loans
The most traditional loan available today. These are easy for us and we offer great terms and quick turn times…
Foreign National Loans
Loans for Non US Citizens who want to buy real estate here in the US. No income or credit required…
1099 Only Loans
Loans are made for those who are 1099 contractors who can’t provide tax returns with sufficient income…
Bank Statement Home Equity Loans
For individuals looking for a cash-out loan without touching an existing loan…
No Income Loans
Loans that do not require any type of income verification. Available for purchases and refinance’s…
ITIN Loans
Loans for folks who are authorized to work in the US but they do not have proper citizenship…
Jumbo Loans
Looking to finance a large loan amount? We can help. Our loans go up to $5 million…
CPA Profit & Loss
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FHA Loans
We offer home purchase and refinance programs that are offered by FHA for those with lower credit…
VA Loans
We love our Veteran’s and offer great terms. We offer both purchase and refinance loans…
So You’re Ready to Buy a Home?
Do you need to buy a home or refinance but can’t because you can’t prove your income?
Equinox Home Financing offers a No Income Documentation loan. This loan program is perfect for someone who is self-employed, has too may sources of income, or simply doesn’t want to show their income. Typically this borrower has a lot of tax deductions and therefore on paper, the net income on their tax returns is too low to qualify for a conventional loan program. We can get you qualified without using any income verification.
How It Works
Call or Apply Online
Our licensed loan officers are ready to help answer any questions that you have. Taking an application over the phone could be as quick as 10 minutes.
Get Approved
We will review your loan application, your property will be appraised, underwritten, and approved.
Fund
Once all items have been satisfied and we are clear to close, loan docs will be drawn. You’ll sign loan docs and your loan will fund.
Why Equinox?
Here at Equinox Home Financing, we pride ourselves on providing solutions to self employed home buyers and borrowers. If you can’t provide proof if income or you are like most other business owners who have an overage of tax deductions, we can help you!
Testimonials
Read what our customers are raving about
What Are You Waiting For?
Call us today. A licensed representative is on stand by to help you with your financing needs. There’s no need to wait any longer. Get financing now!