Relax. We Make Lending Easy.

Get a quote to buy or refinance your home today using one of our unique and alternative loan programs.

Home Purchase

Ready to buy a home? If you’re ready to talk about the next step, you’re in the right place!

Home Refinance

Need to consolidate debt, get cash-out, or make home improvements? We can help!

Home Equity

Have a low rate but need to tap into your equity? We can help without touching your low rate!

Home Purchase

Ready to buy a home? If you’re ready to talk about the next step, you’re in the right place!

Home Refinance

Need to consolidate debt, get cash-out, or make home improvements? We can help!

Home Equity

Have a low rate but need to tap into your equity? We can help without touching your low rate!

Home Purchase

Ready to buy a home? If you’re ready to talk about the next step, you’re in the right place!

Home Refinance

Need to consolidate debt, get cash-out, or make home improvements? We can help!

Home Equity

Have a low rate but need to tap into your equity? We can help without touching your low rate.

Have a Unique Income Situation and Can’t get Qualified for Traditional Lending?

Equinox Home Financing has a menu of alternative and creative loan programs that can help homeowners get qualified. Below is our menu of programs available. See a program that fits your situation? Click on the loan to learn more.

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DSCR Rental Property Loans

Loans for real estate investors looking to buy a long-term or short-term rental….

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Bank Statement Loans

Loans for business owners who don’t have tax returns or paystubs to qualify for a mortgage…

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Conventional Loans

The most traditional loan available today. These are easy for us and we offer great terms and quick turn times…

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Foreign National Loans

Loans for Non US Citizens who want to buy real estate here in the US. No income or credit required…

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1099 Only Loans

Loans are made for those who are 1099 contractors who can’t provide tax returns with sufficient income…

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Bank Statement Home Equity Loans

For individuals looking for a cash-out loan without touching an existing loan…

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No Income Loans

Loans that do not require any type of income verification. Available for purchases and refinance’s…

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ITIN Loans

Loans for folks who are authorized to work in the US but they do not have proper citizenship…

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Jumbo Loans

Looking to finance a large loan amount? We can help. Our loans go up to $5 million…

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CPA Profit & Loss Loans

For self-employed borrowers that have fluctuating income throughout the year…

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FHA Loans

We offer home purchase and refinance programs that are offered by FHA for those with lower credit…

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VA Loans

We love our Veteran’s and offer great terms. We offer both purchase and refinance loans…

Call Today so we can help you choose the right program

1-888-505-8960

How Much is Your Home Worth?

Whether you’re curious about home values or a loan for a specific property, we make it easy to get the info on the home you own — or wish to own.

Get Home Value Now

Check out our Hundreds of 5 Star Reviews

						John was fantastic in helping me finance my personal home at a great rate. I was giving little to no options by traditional banks since I am a real estate investor with little to show on my tax returns. Equinox understands my line of business and made it happen with ease, I highly recommend them.			
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A. g		6/26/2025
						I just wanted to say thank you to the team at Equinox Home Financing. Nancy Hoang and Briana Lira made the entire mortgage process smooth and stress free.



Briana, the processor, was professional, responsive, and incredibly thorough. From start to finish, she kept everything organized and moving forward, even when unexpected issues came up. My situation was very unique, and both Nancy and Briana handled it with professionalism and care.



What really stood out was their clear communication. They always made sure I understood where we were in the process and what was needed next. They turned what could have been a stressful situation into something manageable and straightforward.			
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j. molhem		6/16/2025
						I don't know were to start expressing our gratitude to John, Tony and Lauren! they are amazing! Super easy to work with and very knowledgeable in their business. from the initial contact with Tony, he listened to our concern and was able to work with us to get a loan that suited our needs. John went above and beyond to make our refinance happen! He's a great communicator and explain the process clear and easy! They are amazing at what they do! I personally highly recommend working with them! We will be back to work with them soon since were in process of buying our second home!! Thank you so much to Equinox Home Financing team! : )			
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G. Shakoori		6/04/2025
						We just closed on a refinance of our home here in Colorado. Nancy Hoang and Randy Cho were absolutely wonderful to work with. They were very communicative and made the entire process so easy. They treated both my wife and I with so much kindness which I know is basic human decency but the last loan company we tried to work with here in Denver was pretty awful. So with that being said thank you so much Randy and Nancy. My wife and I will be recommending you to all our Colorado friends.			
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x. nguyen		5/28/2025
						I had an exceptional experience with my mortgage process from start to finish. Tony and Lauren were knowledgeable, responsive, and incredibly helpful every step of the way. They took the time to explain everything clearly, answered all my questions promptly, and made what could have been a stressful experience feel smooth and manageable. Their professionalism and attention to detail gave me great confidence throughout. I truly felt supported and valued as a client. I highly recommend them to anyone looking for a reliable, efficient, and friendly mortgage experience.			
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A. Robles		5/09/2025
						We had an awesome experience working with Equinox Home Financing and John! He made the whole home loan process super smooth and easy to understand. Communication was great the entire time—John was always quick to respond and kept us in the loop every step of the way. You can tell he really cares about his clients. Highly recommend if you’re looking for someone reliable and easy to work with for your home financing!			
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B. Gold		5/05/2025
						Equinox Home Financing truly exceeded my expectations. I was in a tight spot needing last-minute help with my loan, and Archie and Janelle stepped up in a big way. They worked tirelessly, kept me informed every step of the way, and went above and beyond to make sure we closed on time. Their professionalism, dedication, and quick action made all the difference. I’m so grateful for their support and highly recommend Equinox to anyone looking for a trustworthy and responsive financing team!			
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C. Saenz-Botero		5/04/2025
						I appreciate the time and effort that Equinox Home Financing put into getting a refinance for us! We were able to get cash out to go towards our financial goals and Archie & Briana did a great job! Would definitely recommend and will use again for any other home financing in the future!			
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K. Brown		4/30/2025
						Wonderful! My husband and I have worked with Equinox to refinance 2 of our investment properties and have had great experiences both times. Archie and Lauren make an amazing team. Professional, competent, and will go above and beyond to get your loan approved.  Highly recommend.			
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A. Homes		4/25/2025