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Get a quote to buy or refinance your home today using one of our unique and alternative loan programs.

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Home Purchase

Ready to buy a home? If you’re ready to talk about the next step, you’re in the right place!

Home Refinance

Need to consolidate debt, get cash-out, or make home improvements? We can help!

Home Equity

Have a low rate but need to tap into your equity? We can help without touching your low rate!

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Have a Unique Income Situation and Can’t get Qualified for Traditional Lending?

Equinox Home Financing has a menu of alternative and creative loan programs designed for homeowners with a variety of financial situations. Below is our menu of programs available. See a program that fits your situation? Click on the loan to learn more.

Call Today So We Can Help You Choose the Right Program!

How Much is Your Home Worth?

Whether you’re curious about home values or a loan for a specific property, we make it easy to get the info on the home you own — or wish to own.

Featured Programs

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Refinance Your California Home

Explore a more flexible approach to refinancing your California home.

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Learn about Asset Depletion Loans

See how your eligible assets may help you qualify for the financing you need.

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Non-QM Home Loans Designed for Self-Employed Borrowers and Investors

Your financial situation is unique. Your financing can be, too. Discover flexible financing options built for borrowers who don’t fit the traditional mold.

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Rate vs. APR: What's the Difference?

Learn what the difference between a mortgage interest rate and APR, including how each affects the total cost of a loan and which one to prioritize when comparing mortgage offers.

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What Are Private Money and Hard Money Loans?

Learn how hard money and private money loans can help real estate investors move quickly when timing matters most.

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What Is a Second Mortgage, Understanding the Up & Downsides

Discover how a second mortgage lets you tap into your home equity while keeping your existing mortgage.

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What Renovations Add the Most Value to Fix & Flip Properties?

Find out how smart renovation choices can help turn your next fix-and-flip into a more profitable investment.

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Down Payment Assistance Programs

Learn how down payment assistance programs can help make homeownership more affordable with less money upfront.

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Benefits of a Bank Statement Loan Program

See how a bank statement loan can help you qualify for a mortgage using your cash flow instead of tax returns.

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Rehab & Structural Construction Loan Program

Start exploring financing options for your next rehab or structural renovation.

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Ground Up Construction

Ready to break ground? Explore your ground-up construction financing options today.

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FHA Profit & Loss

Explore whether an FHA Profit & Loss Loan could help you qualify for the financing you need.

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Mortgage Experts Who Put You First

Our team knows mortgage lending and is passionate about helping people buy their first homes, dream homes, build wealth through real estate, and save money on home financing! We’re here to guide you every step of the way.

At Equinox Home Financing, we go beyond standard loan programs to deliver real solutions. We specialize in creative, flexible financing for self-employed borrowers, entrepreneurs, investors, and anyone whose situation doesn’t fit the traditional mold, while offering strong conventional options, too. We can’t wait to work with you and make home financing easy.

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What Are You Waiting For?

Call us today. A licensed representative is on standby to help you with your financing needs. There’s no need to wait any longer.
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