Loan Programs

Learn about our loan programs and find one that fits your needs.

Home Purchase

Ready to buy a home? If you’re ready to talk about the next step, you’re in the right place!

Home Refinance

Need to consolidate debt, get cash-out, or make home improvements? We can help!

Home Equity

Have a low rate but need to tap into your equity? We can help without touching your low rate!

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So You're Ready to Buy a Home?

Do you need to buy a home or refinance, but can’t because you can’t prove your income?

Equinox Home Financing offers a No Income Documentation loan. This loan program is perfect for someone who is self-employed, has multiple sources of income, or simply doesn’t want to show their income. Typically, this borrower has a lot of tax deductions; therefore, on paper, the net income on their tax returns is too low to qualify for a conventional loan program. We can get you qualified without using any income verification.

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How It Works

Apply Online

Our licensed loan officers are ready to help answer any questions that you have. Taking an application over the phone could be as quick as 10 minutes.

Get Approved

We will review your loan application, your property will be appraised, underwritten, and approved.

Fund

Once all items have been satisfied and we are clear to close, loan docs will be drawn. You’ll sign loan docs and your loan will fund.

Apply Online

Our licensed loan officers are ready to help answer any questions that you have. Taking an application over the phone could be as quick as 10 minutes.

Get Approved

We will review your loan application, your property will be appraised, underwritten, and approved.

Fund

Once all items have been satisfied and we are clear to close, loan docs will be drawn. You’ll sign loan docs and your loan will fund.

Why Equinox?

Here at Equinox Home Financing, we pride ourselves on providing solutions to self employed home buyers and borrowers. If you can’t provide proof if income or you are like most other business owners who have an overage of tax deductions, we can help you!

What Are You Waiting For?

Call us today. A licensed representative is on standby to help you with your financing needs. There's no need to wait any longer.
Get financing now!