Blanket Mortgage Loans
Loans made for Real Estate Investors, House Flippers, Property Developers, and Business Owners. You can now finance several properties simultaneously
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Blanket Mortgage: Program Highlights & Investor Benefits
Instead of managing separate mortgages for each property, a blanket loan consolidates them into one structured financing solution — improving efficiency, leverage control, and scalability.
One loan. Multiple assets. Strategic control.
Program Features
Loan Amounts: Up to $5,000,000 (varies on loan to value)
Income Documentation: Property income based qualification
Properties Covered: Multiple 1–4 unit properties (sometimes mixed-use depending on program)
Occupancy: Non-owner occupied (investment only)
Min Credit Score: Typically 680+ (preferred for better terms)
Occupancy: Non-owner occupied (investment only)
Max LTV: Up to 70%–75% depending on property and asset
Cross-Collateralized: Yes, properties secure one combined loan
Min DSCR: 1.15–1.25 portfolio-wide in most cases
Release Clause: Often available to sell individual properties
Simplified management.
One payment.
Portfolio leverage.
This is capital efficiency for serious investors.
Program Highlights
Loan Amounts: Up to $5,000,000 (varies on loan to value)
Properties Covered: Multiple 1–4 unit properties (sometimes mixed-use depending on program)
Min Credit Score: Typically 680+ (preferred for better terms)
Max LTV: Up to 70%–75% depending on property and asset
Min DSCR: 1.15–1.25 portfolio-wide in most cases
Income Documentation: Property income-based qualification
Occupancy: Non-owner occupied (investment only)
Cross-Collateralized: Yes, properties secure one combined loan
Release Clause: Often available to sell individual properties
Simplified management.
One payment.
Portfolio leverage.
This is capital efficiency for serious investors.
How It Works
Apply Online
Get Approved
Fund
Apply Online
Get Approved
Fund
Equinox Makes Portfolio Financing Strategic
At Equinox, we structure blanket loans carefully because cross-collateralization changes your leverage profile.
We analyze:
- Portfolio-level DSCR
- Property performance consistency
- Geographic concentration risk
- Exit strategies per property
- Release clause flexibility
- Future refinance positioning
Because once properties are tied together, structure matters.
This isn’t about convenience alone.
It’s about scaling intelligently.
Why Choose a Blanket Mortgage?
If you’re managing multiple loans separately, this consolidates your leverage into one controlled structure.
Efficiency compounds.
We are the Alternative Mortgage Financing Experts.
Funded Home Loans
%
Application to Closing Conversion
Funded Home Loans
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Application to Closing Conversion
Answers to Your Questions
What is a Blanket Loan?
Is My Credit Score a Factor in Getting Approved?
What Kind of Loan Terms Do You Offer?
How Do I Get Qualified?
What Type of Properties Can I Finance?
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