Whether you’re buying a home, refinancing, or expanding your investment portfolio, Equinox Home Financing offers Non-QM loan programs designed for borrowers who don’t fit traditional mortgage guidelines.

If you’re self-employed, own multiple businesses, have significant tax write-offs, or earn income that doesn’t fit a standard W-2 model, qualifying for a conventional mortgage can be challenging. Our Non-QM loan solutions allow eligible borrowers to qualify using alternative documentation such as bank statements, asset depletion, profit and loss statements, rental income, and other non-traditional methods.

With flexible underwriting options and experienced loan specialists, we help borrowers secure financing based on their overall financial strength, not just what’s shown on a tax return.

✅ No tax returns required for many programs
✅ Financing options for self-employed borrowers
✅ Investor-friendly DSCR loan programs
✅ Purchase and refinance options available