Bridge Loan Programs
Buy a New Home Before You Sell
Our bridge loan gives you the power to buy your next home without waiting for your current one to sell. Access your home’s equity, secure your dream home with a non-contingent offer, and make no monthly payments on the bridge loan for 12 months.
APPLY NOW
Bridge Financing Highlights
Explore the key features of our bridge loan program, designed to provide homeowners with the flexibility and speed needed to navigate competitive housing markets:
- Access Your Home Equity: Use the equity built up in your current property to fund the down payment and closing costs for your new home.
- Lien Payoff + Cash Out:Our loan pays off your existing mortgage, providing the cash you need to finalize your next purchase.
- No Monthly Payments: Ease your financial stress with no required monthly payments on the bridge loan for the loan term.
- Short-Term Financing:Take advantage of a streamlined structure, with a balloon payment due in 12 months for primary and second homes (and 6 months for non-owner-occupied properties).
Make Non-Contingent Offers: Gain a competitive edge and make your offer more attractive to sellers by removing the “sale of current home” contingency.
How It Works
Call or Apply Online
Connect with a loan advisor who understands bridge financing. We’ll walk you through the application—often in just 10 minutes—and collect key details about your income-generating property.
Get Approved
Fund
Equinox Makes Financing Easy for Bridge Loans
With Equinox’s bridge financing program, you don’t have to wait for your current home to sell before moving forward.
Why Work With Us:
- Get a Quick Pre-approval: Start the fast and simple process by applying online.
- Make a Non-Contingent Offer: Use your pre-approval to confidently make an offer that sellers will love.
- Sell Your Current Home Stress-Free: Take your time to get the best price for your current property, knowing your new home is secured.
- Pay Off Your Bridge Loan: The proceeds from your home sale are used to pay off the bridge loan, and you move forward with the permanent mortgage on your new home.
We are the Alternative Mortgage Financing Experts.
At Equinox Home Financing, we've helped thousands of borrowers purchase and refinance homes using some of the industry's most innovative financing solutions. Put our knowledge and experience to work for you. Contact us today for a free quote and consultation.
Funded Home Loans
%
Application to Closing Conversion
Answers to Your Questions
Why Consider Bridge Financing?
Equinox’s Bridge Financing Program is an all-in-one solution that clears your existing lien and unlocks the cash you need for a down payment on your next home.
- Secure your next home without having to wait for your current one to close.
- Tap into your home’s equity to fund a down payment even before you existing home sells.
- Allows you to make a stronger, non-contingent offer.
What Types of Properties are Eligible
We have bridge loan solutions for most types of residential properties. Options are available for primary residences, second homes, and rental properties. Contact us today to see if your property qualifies.
What Additional Criteria Should I Be Aware Of?
- There is a balloon payment due at the end of 12 months for primary residences and second homes and 6 months for non-owner occupied rental properties.
- Loan amounts are available from $250,000 to $2,000,000
- Our bridge loan program is only available if borrowers uses Equinox Home Financing to finance the purchase of the new home.
- No monthly payments are required during the bridge financing period.
- Up to 75% loan-to-value (LTV) on the bridge loan depending on the occupancy and loan amount.